Introducing HCIS Healthcare Select Workers Compensation Self-Insurance, a special program for Minnesota facilities including hospitals, long-term care facilities, and other entities engaged in the healthcare field. HCIS created the Healthcare Select Group in 2004 to address the current challenges in workers compensation coverage.
Healthcare Select is a revolutionary way to solve your specific workers compensation needs. The list of benefits are impressive and include tailored loss control, safety and claims services, lower costs and assured availability (if qualified, becoming a member assures facilities of long-term coverage availability). In addition, group earnings may be returned in the form of dividends, payable at the option of the board of directors. However, in the event premiums for a given year don’t cover claims and costs, membership covers the shortfall. The board manages this risk through guidelines for membership, purchase of excess insurance and the removal of members - not commitments.
It's much more than just workers compensation coverage. It's workers compensation coverage where you control the risk and rewards!